The What-If Lab

Move the dials — a raise, a lump sum, a cheaper price — and watch your timeline move. Nothing saves unless you make it real.

"What if I get the raise?" deserves a real answer, not a guess. The What-If Lab runs scenarios as deltas on your saved Journey — move the dials — nothing is saved until you choose to.

In the app

1. Open the Journey tab → What-If Lab.
2. Move the dials: salary change, one-time lump sum, monthly saving change, bills change — plus goal-side dials like extra down payment and negotiated price.
3. The scenario shows your new timeline and fit instantly.
4. Like what you see? Make it real writes the change into your Journey; Reset walks away clean.

On the web

Scenario play lives in the app; your dashboard always shows the saved (real) Journey.

Ask Ruth

"What if I saved EC$200 more a month?", "what if the price drops to 380?" — Ruth runs the same what-if engine and reads you the shift.