Set a Goal You Can Reach

Pick the home or land you're aiming for — the goal builder costs it with real bank rules and tells you the cash needed and the months to get there.

A goal gives your Journey a destination with a price on it. The goal builder costs three different paths with the same rules a bank would use, so the number you chase is real.

The three paths

• Buy an existing home — price, bedrooms, appraised value.
• Buy land to hold — land price and value.
• Buy land now, build later — land now plus construction, costed with the value on completion.

In the app

1. Open the Journey tab and choose your goal (or Edit goal on an existing one).
2. Pick the path and enter the numbers you're considering — the builder shows Path to Ownership: down payment, closing cash, the modeled loan, and whether it fits your capacity today.
3. Save it. Your Journey home now tracks progress toward this goal, and savings you log route toward it.
4. On a shared journey, a goal can be funded by each of you — partner contributions count.

On the web

Your goals appear on your dashboard alongside your Journey summary; set them up in the app.

Ask Ruth

"Can I afford a EC$400k home?", "what are my goal options for land?", "how far am I from my goal?" — Ruth uses the same engine the builder does, so her numbers match the screen.